Why Moving Abroad Might Be the Game-Changer for Your Fertility Journey

Have you ever thought about how much your financial plans impact your dream of becoming a parent? If you haven’t, you’re not alone — but there’s a surprising connection between money, retirement, and fertility that many of us overlook.

Recently, I came across an eye-opening story about Jack Stone, a 60-year-old Gen Xer who moved from the US to Portugal to secure a comfortable retirement. She said, “I pulled myself up from the bootstraps, and I'm still woefully short,” highlighting how even the most determined among us can feel financially stretched. You can read more about her journey here: Business Insider article.

So, what does Jack’s story have to do with fertility? Well, a lot.

The High Cost of Starting a Family

Let’s face it: starting or growing a family today often comes with significant financial stress. From expensive fertility treatments to clinic visits that can drain your savings, the costs quickly add up. Many people, like Jack, face tough choices about where to live, how to save, and when it’s even possible to start trying for a baby.

This financial squeeze can feel overwhelming, but here’s the good news: technology and innovation are changing the game.

At-Home Insemination Kits: A Budget-Friendly Alternative

If medical fertility treatments have felt out of reach, you might find hope in at-home insemination kits. Companies like MakeAMom are revolutionizing the fertility landscape by offering carefully designed, reusable kits that allow individuals and couples to try conceiving in the comfort and privacy of their own homes.

Here’s what makes these kits stand out:

  • Cost-effectiveness: No need for expensive doctor visits or disposable equipment every time.
  • Tailored solutions: Whether you’re working with frozen sperm, low motility sperm, or have specific sensitivities, there’s a kit designed for your unique needs.
  • Privacy and comfort: Shipments arrive in plain packaging, and you control the timing and setting.
  • Success stories: With an average success rate of 67%, these kits are more than just convenience—they’re effective.

You can explore the range of options available and find more info about the BabyMaker at-home insemination kit here.

Why Financial Planning and Fertility Go Hand-in-Hand

Jack’s decision to move to Portugal underscores a broader truth: financial security impacts every life decision, especially starting a family. If you’ve been putting off your fertility journey because of money worries, consider these tips:

  • Explore affordable fertility options: At-home kits can be a game-changer.
  • Plan ahead: Evaluate your finances and retirement plans alongside your family plans.
  • Seek support: There are communities and resources designed to support future parents navigating these hurdles.

It’s empowering to realize that you don’t have to choose between financial security and your dream of parenthood.

What’s Next?

Are you ready to take control of your fertility journey without breaking the bank? Or maybe you’re considering life changes like relocation to improve your overall financial health?

Remember, your path is uniquely yours, but you’re not walking it alone. And innovations like those from MakeAMom can provide practical, hopeful tools to aid you on this journey.

What’s your biggest financial concern when it comes to starting or growing your family? Drop your thoughts below — let’s talk about how we can unlock the path to parenthood together.


This post is inspired by a recent story of financial planning and retirement in Business Insider and reflects how intertwined our financial and fertility journeys really are.